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Hello,
I'm Mandy Phillips
Mortgage Banker

NMLS#: 1878035

Get to know me.

Trusted. Experienced.

Tailored mortgage solutions to meet your specific needs:
Whether you’re looking to finance a new home or refinance your existing mortgage, you’ve found the right place. Mandy and her team will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.

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My clients are the foundation of my success.

5 Star Client Reviews

Client reviews from around the internet.

Your Trusted Mortgage Partner and Resource

Whether you’re a first-time homebuyer or a seasoned investor, having a trusted mortgage team makes all the difference.
I’m dedicated to clear communication, personalized guidance, and empowering you with knowledge through 27 educational resources so you can make confident, informed decisions every step of the way.

Personalized Guidance:

I provide mortgage solutions tailored to your goals.

Clear Communication:

Stay informed and confident at every stage of the process.

Empowers You:

Access 27+ articles and resources to deepen your understanding.

Reliable Support:

Always available when you need answers, advice, or reassurance.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Fresh from the blog.
How to Know When It’s the Right Time to Refinance

How to Know When It’s the Right Time to Refinance

Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance…

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the…

Why Buying Local Helps Everyone Thrive

Why Buying Local Helps Everyone Thrive

Community Starts with Connection When you own a home, you become part of something bigger than your property—you become part…

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