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Thoughtful Guidance and Competitive Rates.

Hi I am Mandy Phillips and while I help a wide variety of people with their home loan needs I find my greatest passion, fulfillment, and expertise is guiding first time home buyers and veterans through the process.

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Get to know me.

Trusted. Experienced.

Tailored mortgage solutions to meet your specific needs:
Whether you’re looking to finance a new home or refinance your existing mortgage, you’ve found the right place. Mandy and her team will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.

My clients are the foundation of my success.

5 Star Client Reviews

Client reviews from around the internet.

How can I help you?

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

I pride myself on excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Want to learn?

Please check out my 27 educational articles I put together for my clients.

I pride myself on being an educational based loan officer.

I strive to provide excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

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Understanding Mortgage Rates: Predictions and Trends for 2024

Understanding Mortgage Rates: Predictions and Trends for 2024

As we continue into 2024, prospective homebuyers and homeowners looking to purchase or refinance are keenly observing the mortgage rate…

Navigating Home Buying in the Winter Market: Advantages & Strategies

Navigating Home Buying in the Winter Market: Advantages & Strategies

Being in the mortgage industry we see and study the ebbs and flows of the housing market throughout the year.…

First-Time Homebuyer Programs and Incentives: What’s New in 2024?

First-Time Homebuyer Programs and Incentives: What’s New in 2024?

Navigating the journey to homeownership can be a complex process, especially for first-time buyers. Fortunately, 2024 brings a suite of…

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