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Hello,
I'm Mandy Phillips
Loan Officer

NMLS#: 1878035

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Hello, welcome to my page.

As a lifelong resident of Shasta County, I’ve always cherished the outdoor wonders of Northern California–including activities like boating, hiking, and snowboarding with my family. After graduating from Simpson University, I embarked on an 8-year journey with MAC Cosmetics, where I discovered my passion for working with people and helping them achieve their personal goals.

In 2012, I joined forces with my husband in the realm of real estate, contributing to the remarkable growth of Vista Real Estate, now recognized as one of Shasta County’s leading real estate firms. Fueled by my understanding of the entire “move process,” I became a licensed mortgage loan originator. Today, as the Branch Manager with Omega Mortgage Group, I extend my expertise and passion for real estate to serve clients throughout the nation.

My commitment lies in delivering unparalleled service, securing competitive rates, and ensuring that each client’s homeownership journey is not only successful but also a fulfilling experience.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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